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Find an estate agent in Delhi (All Areas East Delhi, North Delhi,
West Delhi, South Delhi, Central Delhi) and NCRs (Gurgaon, Faridabad,
Noida, Ghaziabad, etc.) who will market your home on the india’s
fastest-growing property website. |
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| HOME LOAN |
Housing finance is becoming major issue and major area of operation for
corporate in India. Besides private sector, semi government and nationalised banks are in the race. With various schemes to suit your
requirement and with attractive interest rates, these housing finance
companies are offering most attractive finance options for home seekers.
Recently entered ICICI and IDBI bank have changed total equations in the
housing finance market. With personalised housing finance loans to suit
every need are offered by ICICI. IDBI Bank has first experimented with
in-house customers, and now in big leap with other corporate in the
league. It is learnt, that more then 100 crore disbursement by ICICI,
has started ball rolling in the market. With most professional team, the
institution has achieved and created new horizon in the housing finance
market. The retail outlays of the institutions are giving services,
which home seekers often do not get with traditional housing finance
companies. One has to take countless leaves to do documentation for
housing loans. Interest rates were also made by the institution a major
issue to think before deciding on housing loans. Tata Homes Finance
Ltd., Birla Home Finance Ltd., Reliance Industries and GE Capital are
likely to storm housing finance market in near future.
Nationalised banks are coming in a very big way into housing finance
market. SBI, an oldest financial institution and bankers for majority of
Indians have entered with interest rates of 12.24 %. PNB has crossed Rs.
50 crore alone in Mumbai region for housing finance in very short period
of time.
According to sources PNB has sanctioned housing loans of 50 crore just
after Oct 99 , that is just after they participated in HOUSING FINANCE
2000, an exhibition organised by Accommodation Times.
Dena Bank, Union Bank of India, Syndicate Bank, UCO Bank, Andhra Bank,
Oriental bank of Commerce, Bank of India, Central Bank and other
nationalised banks are offering housing loans and have identified
intensive housing finance branches all over the country.
In Cooperative bank sector major players like Saraswat Co-operative Bank
Ltd., New India Co-operative Bank Ltd. Bharat Co-operative Bank Ltd.,
Maharashtra Co-operative Bank; a bank from Federation of Co-operative
societies in Maharashtra which also gives loans to housing societies for
repairs etc, Mandvi Co-operative Bank Ltd and most aggressive Punjab and
Maharashtra Co-operative Bank Ltd. are giving retail and most attractive
offer in housing finance sector. IndsInd Bank, Citi Bank NA, Anz
Grindlays Bank Ltd., HSBC are catering easy finance for local as well
NRI housing finance.
LIC housing finance Ltd., is one of the largest and oldest housing
finance institute, is offering one of the best services in the industry.
Having its branches all over India, it offers variety of loans like
housing finance for new purchases, re-constructions, renovations, NRI
housing finance etc. GIC Housing Finance Ltd., a company from the house
of General Insurance Company is also having very strong clientele in
recent years. A silent company, but very vibrant in its performance, is
also gearing for new land marks in the industry.
Last but not the least, HDFC, one of the best housing finance company in
the country is all set to take on the challenges of housing finance
sector. With reduced interest rates, starting from 12.75 %, the company
is having its name as synonymous as, housing finance, also giving yeomen
service to the industry.
HOUSING FINANCE COMPANIES
| ICICI |
HDFC |
LIC |
| DHFL |
HSBC |
HUDCO |
| SBI |
KOTAK |
UNION |
| BoB |
CITI BANK |
IDBI |
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